Make Sure Your Insurance Inspections Are Current!

It’s that time of year again in Florida. With the threat of hurricanes forming in the gulf and atlantic (or even up north in the states!?!), it’s a good idea to check with your insurance agent/carrier and make sure your Wind Mitigation and 4 Point Inspection Reports are up to date. The last thing that you want to hear at the last minute is that those insurance reports are not valid and coverage may be dropped prior to a hurricane. It happens! Also if you have recently had your roof replaced or opening protection installed you want to make sure that you are getting those credits. Our service area covers Sarasota, Manatee and surrounding counties and in addition to insurance insepections we also offer residential and commercial property inspections as well as mold and well water testing. Contact us today!

1987 Coleman Package Unit A/C

While performing home inspections in the Sarasota and Bradenton area we experience a vast variety of homes. We inspect new construction, historic homes, manufactured homes, and homes of all ages and styles. Each home tells a story about what its been through and experienced over the years. One of the greatest stories is when equipment and systems were built to last. Recently we inspected a home with a 1987 Coleman package unit air conditioning system that was still blowing cold air to this day. That is 32 years old! The industry average life expectancy for an HVAC condensing unit in Florida is 10-12 years. Routine maintenance, which is commonly neglected, is a big factor in keeping these systems in good working order. Even so, products that have been manufactured more recently are just not built to last. We have become a disposable society where there is minimal incentive to repair when it can just be replaced, and replacement is where the money is for manufacturers and many service providers. The purchase of a home is the greatest investment most people will ever make. We encourage you to love, care for and maintain your investment so that it will retain its value and provide a safe and protective environment for you and your family. Contact us Today for an Annual Home Maintenance Inspection to help identify areas of your home that need attention. www.CornerstoneHomeInspectionGroup.com

 

What is Wind Mitigation

What is wind mitigation and how does it affect me and my home? Did you know a wind mitigation inspection could save you money? Wind mitigation is a strategy of implementing design, construction techniques, and products to mitigate or reduce the effects of wind and wind related damage to a structure. After Hurricane Andrew, Florida passed a law requiring insurance companies to offer discounts or credits on insurance rates depending on existing building features and improvements or upgrades that reduce damage from wind. The Uniform Mitigation Verification Inspection Form OIR-B1-1802 is a standard form used by inspectors and provided to insurance companies to document the wind mitigation features of a structure and the form is valid for 5 years provided no material changes have been made to the structure. The form has specific features that are to be inspected for and photo documented to prove the existence of these features. The first section of the form regards to when the structure was built and whether the structure was built according to improvements adopted in the 2001 Florida Building Code. The second section is about the type of roof covering and date in which it was originally installed or replaced. The third section is roof deck attachment which looks at the type of fasteners and fastener spacing used to secure the roof deck sheathing to the roof trusses. Many options for roof to wall connections exist and have been used throughout history and have been grouped into several categories based on the strength of the attachment method. Section four regards to how the roof trusses are attached to the walls of the home. Sections three and four combined determine the approximate amount of uplift force a roof structure can handle. Section five reviews the roof shape and how wind interacts with that roof shape. A hip or pyramid shaped roof will allow wind to flow over the structure better than a big gable end that wind can push against. Section six relates to the presence of a secondary water resistance barrier such as peel and stick underlayment’s which offer increased protection from water intrusion and damage. The final section of the form regards to the presence of opening protection in the form of impact windows and doors or shutter systems. In general, all openings require protection to receive credit. Any features noted in the wind mitigation inspection report should be verified with photographic evidence. A typical wind mitigation inspection takes between 30 and 45 minutes to complete and can save you a considerable amount of money on your homeowner’s insurance premium. If it has been more than 5 years, if you have recently replaced your roof covering, or if you have added opening protection to your home you should consider getting an updated wind mitigation inspection report to ensure that you are receiving all possible discounts or credits. Contact us today to schedule a wind mitigation!

For Sale by Owner Sign Posts

Are you selling your home “For Sale By Owner”? We offer sign post installations with an included “For Sale by Owner” sign panel. Although we always recommend using a licensed real estate professional, we believe you should still be able to market your home like a professional while selling it on your own. We can also provide you with a pre-listing inspection so that you can address any issues prior to the sale and utilize the inspection report in your marketing. Visit www.CornerstoneHomeInspectionGroup.com or call 941-993-0216.

Choose a CMI

There are many home inspection companies to choose from when buying a home. However, your investment depends on you choosing the best inspector the first time to provide you with the knowledge and insight to make such a critical decision. The task is made much easier if you start by looking for a Certified Master Inspector®. Contact us Today! 941-993-0216 www.CornerstoneHomeInspectionGroup.com

New Construction Missing A/C Duct

Does your new home need an inspection? New doesn’t always mean done right or done at all. Mistakes and oversights commonly occur during construction which is why it is so important to have your new construction home inspected. Here is an example that drives that point home. We were contacted to perform a home inspection after a buyer had moved into their new construction home and the roof started leaking. During the inspection, several defects were observed with the roof and throughout the home, including, a missing A/C duct. A hole was cut, and a duct collar was installed in an air conditioning distribution box and a register was installed in the kitchen pantry, but no duct connecting the two was ever installed. This condition resulted in wasted electricity and conditioned air being released into the attic and hot attic air entering the home through the air register, further reducing the efficiency of the air conditioning system. Luckily the home was still within its warranty period for repairs by the builder and this issue was caught before too much time had elapsed and more money in unnecessary cooling/heating costs was lost. We always recommend having a home inspection whether it’s a new home, older home or a home you currently live in because in most cases, including this one, the value of the inspection findings far exceed the cost of the inspection itself. Contact us today at 941-993-0216 to schedule your home inspection.

 

Dryer Vent Safety

 

Your next load of laundry could burn your house down! Have you had your dryer vent cleaned recently? Your clothes dryer heats and evaporates the remaining water (more than a gallon for heavy loads) from your clothes using either an electric heating element or a gas burner. For a dryer vent to function properly it has several requirements: it must be properly connected and vented to the exterior of the home. It should not be restricted, kinked, or crushed in any way to allow air to flow freely, and it must be cleaned or serviced regularly to remove the lint that builds up on the walls of the vent. Lint is made up of clothing particles such as cotton and polyester which is extremely flammable and when it builds up it can cause reduced drying efficiency and ultimately cause the dryer to overheat and catch the lint on fire. Fires typically start within the dryer first and then spread through the ventilation duct and to other areas of a home. Statistics from the National Fire Protection Agency indicate that in 2005, dryers were responsible for 13,775 house fires, 418 injuries, 15 deaths and $196 million in property damage. Most of these fires were caused by a failure to clean and maintain lint from dryer vent ducts. Currently, dryer vent ducts are required to be made of rigid metal ducts with smooth walls to help prevent accumulation of lint. Flexible “transition” ducts are only allowed to make the connection between the dryer and rigid ducting. We inspect dryer vents for a number of other requirements as well, to ensure the proper installation and operation of your dryer vent and the safety of you and your home. We also recommend annual cleanings of your homes dryer ducts. Contact us today to schedule your home inspection.

 

First Time Home Buyer

Are you a first time home buyer? We want to help you get started off on the right foot with maintaining your investment. We will show you where main water and electrical shut-offs are so that in an emergency you know where they are located and how they operate. We will also show you current and future maintenance items that may require immediate attention or annual maintenance.

Thermal Imaging/Infrared Technology

How can thermal imaging protect your investment? Can inspectors see through walls? Not exactly but almost. Infrared (IR) cameras are a very versatile and cutting-edge technology that can help to enhance the understanding of residential or commercial buildings systems and components. Infrared or thermal cameras create an image by detecting differences in surface temperatures and converting those temperatures into colors on a gradient scale, with higher temperatures being lighter and lower temperatures appearing as darker colors. Thermal imaging can be used to help identify several conditions including; air conditioning leaks, missing insulation, over heating electrical components and roof or plumbing leaks. When there is a problem such as a roof or plumbing leak, the moisture will evaporate causing the wet area to be cooler than the surrounding area, and the camera will translate those differences in temperature into a visual image that shows where those differences in temperature are. Some cameras will also overlay the thermal image with a digital image to aid in differentiating where items or surface changes are. With suspected moisture problems, it is always important to confirm or backup thermal imaging findings with a quality moisture meter as there are other factors that must also be considered when performing an infrared inspection. It is a misconception that thermal imaging cameras have x-ray vison and can see through walls, this is only partially true. A thermal camera is limited to surface temperatures, however, things within walls such as hot water pipes can change the surface temperature of a wall enough to be able to “see” the pipe in the wall. Thermal imaging has become a very important part of the inspection process but requires extensive training to understand and use the technology properly. We are trained, Infrared Certified and experienced with using thermal imaging cameras. Contact us today for more information.

 

FAA Licensed Commercial Drone Operator

Did you know that we are licensed by the FAA as a commercial drone operator? We utilize the latest in drone technology to access roofs and other exterior components of residential and commercial buildings that may be inaccessible to other inspection companies. If the property you are considering for purchase has two or more stories that are inaccessible in a safe manner or too steep to walk safely we can inspect it by drone. We are here to protect your investment by providing the best inspections and information possible. Quality Inspections, Quality Reports and Quality Customer Service so you have a solid foundation for making a solid decision. Contact us Today!

Contact Info

Call or Text:
941-993-0216

28950 Singletary Rd.
Myakka City, FL 34251

Email Us

Licensing Info

Florida Licensed Home Inspector #HI9508
InterNACHI ID#16013009

Florida Licensed Mold Remediator #MRSR3271

Services

  • Home Inspections
  • New Construction
  • Wind Mitigation
  • 4 Point Insurance
  • Thermal Imaging
  • Roof Certification
  • Water Testing

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